Kristy Sporre Davis Team Flys HIGH in July!

During the month of July:

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154 showings on our listings alone!

17 new listings!!

11 accepted offers!!

We are leading the way....call KRISTY today!!  765.426.5556

Reasons to purchase a home in 2010

TEN GREAT REASONS TO BUY A HOME IN 2010

1. Quality of life – a home provides stability and security for you and your loved ones, and membership within a community of neighbors.


2. Pride of home ownership – a home is a personal haven, a place that you can decorate, shape, and share over time because it’s yours.


3. Excellent affordability – lower home prices combined with low interest rates means there are tremendous opportunities for buyers.


4. Historically low interest rates – around 5 percent in the U.S. gives better purchasing power to those who qualify.


5. Appreciation potential – your home investment can grow in value.


6. Equity buildup and debt pay down – homeowners enjoy an average net worth of approximately $184,000 vs. $4,000 for renters.


7. Leverage – where else can you buy an investment of this magnitude with 5-10 percent down?


8. Tax deduction advantages – property tax and mortgage interest write-offs (in Canada, home owners gain a tax benefit upon selling).


9. Tax exemption – up to $500,000 per married couple or $250,000 per person on sale of a primary residence in the United States (no tax upon sale in Canada).


10. The real cost of renting – at $800 per month, with the average 6 percent rental increase per year, you will pay $126,536 over a 10-year period but have zero ownership of the property.

Why you need a REALTOR®

WHY YOU NEED A REALTOR®

A licensed real estate professional provides much more than the service of helping you find your ideal home.

Realtors® are expert negotiators with other agents, seasoned financial advisors with customers, and superb navigators

around the local neighborhood. They are members of the National Association of Realtors® (NAR) and must abide by

a Code of Ethics and Standards of Practice enforced by the NAR. A professional Realtor is your best resource when

buying your home.

LET A REALTOR BE YOUR GUIDE

• A knowledgeable Realtor can save you endless amounts of time, money, and frustration.

• A knowledgeable Realtor knows the housing market inside and out and can help you avoid the “wild goose

chase.”

• A knowledgeable Realtor can help you with any home, even if it is listed elsewhere or if it is being sold

directly by the owner.

• A knowledgeable Realtor knows the best lenders in the area and can help you understand the importance of

being preapproved for a mortgage. He or she can also discuss down payments, closing costs, and monthly

payment options that suit you.

• A knowledgeable Realtor is an excellent source for both general and specific information about the community

such as schools, churches, shopping, and transportation—plus tips on home inspections and pricing.

• A knowledgeable Realtor is experienced at presenting your offer to the seller and can help you through the

process of negotiating the best price. By bring objectivity to the buying transaction, he or she can point out the

advantages and the disadvantages of a particular property.

And the best thing about your Realtor is that all this help normally won’t cost you a cent. Generally speaking, the

seller pays the commission to the Realtor (but this may vary from province to province and state to state).